Loan Rates

We offer a variety of terms and rates to fit any need or budget. Contact a lender today to get our latest loan rates.

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 Loan Specials

 

Additional rates and terms available, call today for more details!

 

Home Equity Line of Credit

Rate

0.75% (Intro. rate for 6 months) - CALL TODAY!

APR

4.25%*

APR = Annual Percentage Rate

*0.75% Annual Percentage Rate (APR) introductory home equity line of credit will be in effect for 6 months. After the 6 month period, the variable APR will revert to Wall St. Journal Prime (currently 4.25%) with a maximum APR of 16%. A $10,000.00 advance must be taken at closing in order to receive the introductory rate. If a $10,000.00 advance is not taken at closing, the rate will revert to Prime at closing. The bank will waive all closing costs, with the exception of the appraisal (if required) at the cost of between $375-$475. If refinancing other MC Bank debt, a minimum of $10,000.00 new money is required to receive the introductory rate. Lines closed within 36 months of origination date will be subject to a $250.00 early termination fee. A $25.00 annual renewal fee will apply to all lines and charged on the anniversary date of the line. Credit qualifications, maximum 89% loan-to-value, property and flood insurance (if applicable) are required. Limit of one promotional rate per customer.  Rate offer is valid as of publication date and subject to change or be withdrawn at anytime.

Refer to our Schedule of Account Fees for monthly services fees.

Still unsure which loan solution is right for you?

Simply give us a call or stop in. We're happy to help guide you through your choices based on your needs.

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