Mobile Banking

Our powerful mobile banking app keep you connected to your money 24/7! You can manage your account(s) right from the palm of your hand.

  • Enjoy 24/7 access to your accounts on-the-go!
  • Check up-to-date, real time account balances
  • Pay bills or send money to your friends and family
  • Transfer funds between bank accounts (internal and external transfers available)
  • Deposit Checks
  • Manage Your Debit Card – We give you control of your debit card! In the event it is lost or stolen, you have the ability to “turn-off” your debit card until it’s found or you contact the bank. If it’s found, you can simply “turn-on” your card again and begin using it.

Download our NEW Mobile Banking App today!

Mobile Deposit

Banking becomes even more convenient with Mobile Deposit! Experience the simplicity and effectiveness of depositing your checks directly from your smartphone. Save time and money with fewer trips to a branch.

  • Deposit checks directly into your eligible MCB account
  • Endorse “For Mobile Deposit Only” along with your signature
  • Take photos of the front and back of your check and submit
  • Get confirmation on your device and by email for each successful deposit.

Person-to-Person (P2P – SPIN)

Whether you’re paying a friend back for picking up groceries or sending money to your child in college, we’ve made sending person to person (P2P) payments simple, secure and instant. Best of all, you can send these payments directly within our mobile and online banking portal.

  • Secure: We use the latest verification techniques (including secured mobile device verification) to ensure your payment reaches the right destination. Best of all, these payments work within our mobile and online banking portals, so you don’t need to surrender sensitive banking information to third-party providers.
  • Instant: No need to wait days to send or receive funds. Once the payment has been verified, funds are sent in real time.
  • Free: Yes, we mean REALLY free. Unlike many third-party apps, our P2P service is completely free for both you and your recipients.

Follow these simple steps to start sending P2P payments directly to your friends’ and family’s debit cards:

Step 1:  Login to your mobile banking app or online banking portal. Click on the Move Money section, then “New Transaction.”
Step 2:  Choose which account you’d like to send money from.
Step 3:  Next, choose to whom you’d like to send funds. If you’ve sent a P2P payment before, you can simply select that recipient again. If this is your first time sending a P2P payment to an individual, you’ll need to click “+ Add New Payee” at the bottom of the screen.
Step 4:  Select your payment type. In this case, that’s “Person to Person.”
Step 5:  Add your new payee by entering their name and how you’d like to notify them to receive the payment. Enter either the recipient’s debit card information (if available) or their mobile phone number or email address. When you’re done select “Add Payee” at the bottom of the screen.
Step 6:  Enter the dollar amount you’d like to send. You can also choose to add a note to the recipient if desired. Once you’ve filled in these details click “Continue.”
Step 7:  Review your transaction to ensure everything is correct. Once reviewed, click the “Submit” button.

Accepting the payment on the recipient’s end is just as easy! Depending on what notification method you’ve chosen, they will receive an email or text message alerting them of your P2P payment. And after you’ve sent a payment once, all future payments are transferred without any interaction from the recipient. And just like that you’ve sent money securely to your friends and family within minutes!

Text Banking

With a text enabled mobile phone, you can enjoy the features of text banking. If you intend to utilize the text messaging option, send HELP to 662265 for help, send STOP to 662265 to cancel. Message and data rates may apply. The number of messages you may receive depends on your account settings.

Use any of the following keywords and send to 662265:

  • BAL to view balance on default account
  • BAL ALL to view balances for all accounts
  • BAL + [Account Nickname] to view balance on nickname account
  • ACT to view activity on default account
  • ACT + [Account Nickname] to view activity on nickname account
  • CMD  to view short list of commands
  • HELP to view a phone number for support