Personal Online Banking

Our Personal Online Banking is the most convenient way to manage your money. No matter what device you use, you can personalize and have complete control over your account(s). Our online banking is convenient, easy to use, and more secure than ever!

  • View Balances – quickly check your account(s) balances from anywhere
  • Transfer Funds – initiate one-time, schedule future or repeating transfers between internal and external accounts
  • Manage Transactions – search you recent activity, filter by tags, even add an image or note to any transaction
  • Make Payments – initiate one-time or schedule bill payments from any device
  • Deposit Checks – snap a photo of any check you need to deposit
  • Get Alerts – be the first to know with real-time alerts that help you monitor your finances and keep you account(s) safe
  • Keep tabs on Your Credit Score – our credit manager monitors your credit score and provides tips on how to improve your score

Bill Pay

Personal Bill Pay gives you convenience and control!

With Bill Pay you can:

    • Set-up one time, automatic, or recurring payments
      Receive eBills
    • Save time and money on postage by submitting payments online
    • Receive notifications on upcoming payments to avoid late fees
    • Send same day/next day payments (expedited fees may apply)

NEW Person-to-Person Payment Solution (SPIN)!

Whether you’re paying a friend back for picking up groceries or sending money to your child in college, we’ve made sending person to person (P2P) payments simple, secure and instant. Best of all, you can send these payments directly within our mobile and online banking platforms.

Follow these simple steps to start sending P2P payments directly to your friends’ and family’s debit cards:

      • Step 1: Login to your mobile banking app or online banking portal. Click on the Move Money section, then “New Transaction.”
      • Step 2: Choose which account you’d like to send money from.
      • Step 3: Next, choose to whom you’d like to send funds. If you’ve sent a P2P payment before, you can simply select that recipient again. If this is your first time sending a P2P payment to an individual, you’ll need to click “+Add New Payee” at the bottom of the screen.
      • Step 4: Select your payment type. In this case, that’s “Person to Person.”
      • Step 5: Add your new payee by entering their name and how you’d like to notify them to receive the payment. Enter either the recipient’s debit card information (if available) or their mobile phone number or email address. When you’re done select “Add Payee” at the bottom of the screen.
      • Step 6: Enter the dollar amount you’d like to send. You can also choose to add a note to the recipient if desired. Once you’ve filled in these details click “Continue.”
      • Step 7: Review your transaction to ensure everything is correct. Once reviewed, click the “Submit” button.

Accepting the payment on the recipient’s end is just as easy! Depending on what notification method you’ve chosen, they will receive an email or text message alerting them of your P2P payment. And after you’ve sent a payment once, all future payments are transferred without any interaction from the recipient. And just like that you’ve sent money securely to your friends and family within minutes!

Click here to watch our Person to Person Payment video!


eStatements

Free. Secure. Less Clutter – Go green with eStatements! Our eStatements are a convenient and safe way to view your bank statements. Simply register within online banking and provide us an active email address. You will receive an email when your eStatement is available for review.

Enroll in eStatements today!

  1. Log into your MCB Personal Online Banking.
  2. To enroll, click on “Documents” and select “Statements”. Select the account(s) you wish to view eStatements.
  3. Read and review the eStatement Terms & Conditions, click the “View Test Document” to ensure you are able to retrieve and view the PDF document. Once you confirm you are able to view the test document, you will be able to select the account(s) you request to have eStatements on and then click
    “Accept Terms”.

 

Digital Banking Business User Guide

Our Digital Banking Personal User Guide walks you through how to use every feature of our online banking platform. Click here to view the guide.